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Stop Loss — Any provision in a policy designed to cut off an insurer's losses at a given point. Limit — The maximum amount of protection purchased by the insured for a specific coverage. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold, work completed or contractual liability. The highly experienced sailors toss cargo, but their efforts appear fruitless compared to the enormity of the storm. Universal Life Insurance — A type of flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element like whole life insurance which is invested to provide a cash value buildup. Leave this field empty. Please wear art-making [ It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Enter your email address to subscribe to this blog and receive notifications of new posts by email. Take time to contemplate and record your thoughts. Occurrence — An event that results in an insured loss. Named Insured — The person or entity listed on a policy declarations page.

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